How does the Mutual Fund Assessor analyze my portfolio?

The tool uses machine learning models to score each mutual fund on 10+ criteria including returns consistency, risk-adjusted performance (Sharpe/Sortino ratios), expense ratios, AUM stability, category performance, and market sentiment. Each fund gets a score from 0-100.

Is Mutual Fund Assessor free to use?

Yes, Mutual Fund Assessor is completely free. You can review educational portfolio analysis, track performance with XIRR, and explore model-generated scenarios, flags, and peer screens at no cost.

Which mutual funds are covered?

All 3,700+ mutual funds listed on AMFI (Association of Mutual Funds in India) are covered, including equity, debt, hybrid, ELSS, index funds, and sectoral funds from all major AMCs.

How is the ML fund score calculated?

The ML score (0-100) combines multiple factors: historical returns (1Y, 3Y, 5Y), risk metrics (standard deviation, Sharpe ratio, Sortino ratio, max drawdown), expense ratio, AUM trends, category-relative performance, and market news sentiment analysis.

Can I import my portfolio from Groww, Zerodha, or Kuvera?

Yes, you can import your mutual fund portfolio from Groww, Zerodha, Kuvera, and other platforms. We support CAS (Consolidated Account Statement) PDF imports, CSV imports, and even screenshot-based portfolio import using AI-powered OCR.

What is XIRR and why does this tool calculate it?

XIRR (Extended Internal Rate of Return) is the most accurate way to measure your mutual fund portfolio's actual return, accounting for the exact dates and amounts of all your investments and redemptions. Unlike simple returns, XIRR handles SIP investments correctly.

How are the Peer Research screens produced?

Peer Research organizes 34 categories into comparable mandate groups. Its historical screen considers returns, risk-adjusted performance, downside, cost, concentration and consistency. AUM does not earn performance points, unsupported history stays unranked, and unavailable benchmark evidence is excluded.

How to analyze mutual funds for free in India?

Mutual Fund Assessor provides educational screens for 3,700+ Indian mutual funds using dated returns, risk, cost, consistency, and evidence coverage. Search a fund or add holdings to review portfolio history and limitations. Scores are not forecasts or suitability assessments.

What does the Mutual Fund Assessor model show?

Mutual Fund Assessor provides a comparable-peer historical screen across 34 categories and a separate NAV diagnostic. Both disclose evidence limitations. A high score is not a forecast, a suitability assessment, or proof of low investment risk.

How to compare mutual funds side by side?

Go to the Compare page and search for 2-5 funds. It shows aligned historical returns, expense ratios, AUM, risk measures, and model scores so you can inspect differences and evidence gaps. It does not identify a universally best or suitable fund.

How can I track my mutual fund portfolio?

A portfolio tracker can calculate XIRR using the dates and amounts of your cash flows. Mutual Fund Assessor records entered holdings, tracks supported NAV changes, and displays historical diversification and risk evidence. It does not hold assets or provide personal investment advice.

How are mutual funds scored and ranked?

Mutual Fund Assessor's ML scoring engine evaluates funds on returns (1Y, 3Y, 5Y CAGR), risk-adjusted performance (Sharpe ratio), downside protection (max drawdown), cost efficiency (expense ratio), consistency, and AUM stability. Each fund gets a composite score out of 10, and funds are ranked within their specific category (Large Cap, Mid Cap, ELSS, etc.) for fair comparison.

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Support helps cover hosting and operating costs for the free educational mutual fund research tools. Payments are optional and securely processed by Cashfree only after a payment identity is established.

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