How is the historical fund score calculated?

The disclosed score combines available historical returns, risk-adjusted measures, downside, cost, concentration, and consistency. Funds are compared only within a compatible peer group, unsupported history remains unranked, and the result is not a forecast or suitability assessment.

What is XIRR and why does this tool calculate it?

XIRR (Extended Internal Rate of Return) is the most accurate way to measure your mutual fund portfolio's actual return, accounting for the exact dates and amounts of all your investments and redemptions. Unlike simple returns, XIRR handles SIP investments correctly.

How are the Peer Research screens produced?

Peer Research organizes 34 categories into comparable mandate groups. Its historical screen considers returns, risk-adjusted performance, downside, cost, concentration and consistency. AUM does not earn performance points, unsupported history stays unranked, and unavailable benchmark evidence is excluded.

How to analyze mutual funds for free in India?

Mutual Fund Assessor provides educational screens for 3,700+ Indian mutual funds using dated returns, risk, cost, consistency, and evidence coverage. Search a fund or add holdings to review portfolio history and limitations. Scores are not forecasts or suitability assessments.

What does the Mutual Fund Assessor model show?

Mutual Fund Assessor provides a comparable-peer historical screen across 34 categories and a separate NAV diagnostic. Both disclose evidence limitations. A high score is not a forecast, a suitability assessment, or proof of low investment risk.

How to compare mutual funds side by side?

Go to the Compare page and search for 2-5 funds. It shows aligned historical returns, expense ratios, AUM, risk measures, and model scores so you can inspect differences and evidence gaps. It does not identify a universally best or suitable fund.

How can I track my mutual fund portfolio?

A portfolio tracker can calculate XIRR using the dates and amounts of your cash flows. Mutual Fund Assessor records entered holdings, tracks supported NAV changes, and displays historical diversification and risk evidence. It does not hold assets or provide personal investment advice.

How are mutual funds scored and ranked?

Mutual Fund Assessor combines available historical returns, risk-adjusted performance, downside, cost, concentration, and consistency into a composite score. Ranking is limited to comparable peer groups with sufficient evidence; unavailable factors lower coverage and unsupported funds remain unranked.

Mutual Fund Assessor — Educational Mutual Fund Research for Indian Investors

Compare 3,700+ Indian mutual funds using dated category-relative evidence, review portfolio history, and use educational planning tools. Scores are research aids, not predictions or personal investment advice.

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Our Tools

Portfolio Tracker — Track holdings with real-time NAV, XIRR, and import from Groww, Zerodha, Kuvera
Fund Explorer — Search & compare 3,700+ Indian mutual funds with detailed metrics
Portfolio Evidence — Historical diversification, sector exposure, risk measures, stress observations, and data limitations
Portfolio Research — Historical evidence, goal calculations, portfolio flags, behavioral prompts, and peer screens
Peer Research — historical screens across 34 categories, ranked only within comparable groups
Glossary — Learn 50+ financial terms with interactive charts and examples
Profile — Record goals, self-described risk comfort, and monthly contributions used in disclosed scenarios

Key Features

Dated, category-relative historical fund scores with evidence coverage
Portfolio overlap, concentration, diversification, and valuation diagnostics
Goal calculations from explicitly assigned holdings and recorded contributions
Historical Sharpe, Sortino, VaR, CVaR, and max drawdown measures
Historical crisis observations and assumption-based stress scenarios
Historical market context with source and date limitations
Portfolio-activity observations and general tax scenarios
Data warnings, calculation assumptions, and comparable peer screens
Historical fund screens across 34 categories — Large Cap, Mid Cap, Small Cap, ELSS, Index, and more
Import portfolio from Groww, Zerodha, Kuvera, or CAS PDF statements
Interactive financial glossary with 50+ terms explained with charts

Frequently Asked Questions

How does the Mutual Fund Assessor analyze my portfolio?

The tool measures available historical evidence including returns, downside, risk-adjusted measures, cost, consistency, concentration, overlap, and data coverage. Missing or stale evidence remains disclosed rather than being treated as favorable.

Is Mutual Fund Assessor free to use?

Yes. You can review educational portfolio evidence, track supported performance history with XIRR, and inspect disclosed scenarios, flags, limitations, and peer screens at no cost.

Which mutual funds are covered?

All 3,700+ mutual funds listed on AMFI (Association of Mutual Funds in India) are covered, including equity, debt, hybrid, ELSS, index funds, and sectoral funds from all major AMCs.

Can I import my portfolio from Groww, Zerodha, or Kuvera?

Yes. Supported paths include CAS PDFs, compatible CSV or spreadsheet exports, and screenshot text extraction. Review imported values before saving because source formats and extraction quality vary.

What categories are covered in Peer Research?

Peer Research covers 34 categories: Large Cap, Mid Cap, Small Cap, Flexi Cap, Multi Cap, Large & Mid Cap, ELSS, Value/Contra, Focused, Dividend Yield, Sectoral/Thematic, Index Broad (Nifty 50/Sensex), Index (Other), International, Retirement, Aggressive Hybrid, Balanced Advantage, Conservative Hybrid, Equity Savings, Arbitrage, Multi Asset Allocation, Gold, Silver, Commodity/Mixed Metals, Liquid/Money Market, Short Duration, Medium Duration, Long Duration, Corporate Bond, Credit Risk, Dynamic Bond, Floater, Target Maturity, and Gilt funds. These are navigation buckets, not one interchangeable peer universe.