How does the Mutual Fund Assessor analyze my portfolio?

The tool measures historical fund and portfolio evidence from available data, including returns, downside, risk-adjusted measures, cost, consistency, concentration, overlap, and data coverage. Missing or stale evidence remains disclosed rather than being treated as favorable.

Is Mutual Fund Assessor free to use?

Yes. You can review educational portfolio evidence, track supported performance history with XIRR, and inspect disclosed scenarios, flags, limitations, and peer screens at no cost.

Which mutual funds are covered?

All 3,700+ mutual funds listed on AMFI (Association of Mutual Funds in India) are covered, including equity, debt, hybrid, ELSS, index funds, and sectoral funds from all major AMCs.

How is the historical fund score calculated?

The disclosed score combines available historical returns, risk-adjusted measures, downside, cost, concentration, and consistency. Funds are compared only within a compatible peer group, unsupported history remains unranked, and the result is not a forecast or suitability assessment.

Can I import my portfolio from Groww, Zerodha, or Kuvera?

Yes. Supported import paths include CAS (Consolidated Account Statement) PDFs, compatible CSV or spreadsheet exports, and screenshot text extraction. Review imported values before saving because source formats and extraction quality vary.

What is XIRR and why does this tool calculate it?

XIRR (Extended Internal Rate of Return) is the most accurate way to measure your mutual fund portfolio's actual return, accounting for the exact dates and amounts of all your investments and redemptions. Unlike simple returns, XIRR handles SIP investments correctly.

How are the Peer Research screens produced?

Peer Research organizes 34 categories into comparable mandate groups. Its historical screen considers returns, risk-adjusted performance, downside, cost, concentration and consistency. AUM does not earn performance points, unsupported history stays unranked, and unavailable benchmark evidence is excluded.

How to analyze mutual funds for free in India?

Mutual Fund Assessor provides educational screens for 3,700+ Indian mutual funds using dated returns, risk, cost, consistency, and evidence coverage. Search a fund or add holdings to review portfolio history and limitations. Scores are not forecasts or suitability assessments.

What does the Mutual Fund Assessor model show?

Mutual Fund Assessor provides a comparable-peer historical screen across 34 categories and a separate NAV diagnostic. Both disclose evidence limitations. A high score is not a forecast, a suitability assessment, or proof of low investment risk.

How to compare mutual funds side by side?

Go to the Compare page and search for 2-5 funds. It shows aligned historical returns, expense ratios, AUM, risk measures, and model scores so you can inspect differences and evidence gaps. It does not identify a universally best or suitable fund.

How can I track my mutual fund portfolio?

A portfolio tracker can calculate XIRR using the dates and amounts of your cash flows. Mutual Fund Assessor records entered holdings, tracks supported NAV changes, and displays historical diversification and risk evidence. It does not hold assets or provide personal investment advice.

How are mutual funds scored and ranked?

Mutual Fund Assessor combines available historical returns, risk-adjusted performance, downside, cost, concentration, and consistency into a composite score. Ranking is limited to comparable peer groups with sufficient evidence; unavailable factors lower coverage and unsupported funds remain unranked.

Portfolio Research — Historical Evidence & Peer Screens

Review historical portfolio evidence based on the holdings you enter, including overlap and concentration flags, goal calculations, data limitations, behavioral observations, and peer screens across 34 categories. The page does not generate personalized fund, switch, redemption, allocation, or SIP instructions.

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